Funding options

The options for funding your care

How to fund long-term care is an important consideration when looking at home care options. Depending on your personal circumstances, there may be public funding or benefits available to you, or other finance options.

Most of our customers fund their care privately or via direct payments. If you're funding care yourself, we do recommend that you first research whether any benefits are available to you. We've provided lots of advice here to help you get started and point you in the right direction.

Other funding options you may want to consider include purchasing an immediate needs annuity. We also get asked many questions around lasting power of attorney and other asset-related matters.

And because our service is so flexible, you can easily reduce or increase how much support you're receiving, if or when your needs change.

Call us today if you'd like some advice on your funding options. However, we do also suggest that you speak to a financial advisor who has care fee planning knowledge and experience.

Care costs calculator from Legal & General

This calculator from Legal & General will help you to understand how much may be needed to cover the cost of care, as well as the support available for home improvements and adaptations. It only takes a few minutes to complete, and you can complete it for yourself, or on behalf of someone else. If you're completing this for someone else, please give answers related to them.

How to arrange visiting care

Speak to our team

Call our team of experts on 01206266815 to talk through your options and any questions you may have regarding your care

A free home care assessment

Your local Smile health care manager will visit you to discuss your requirements and learn about the type of carer you’re after.

Find your perfect carer

We’ll help to match you with a carer that meets your preferences and has the right skills and experience for your needs.


  • 01206266815, 01206266816
  • info@smile-healthcare.co.uk